The Right Price For You

All around us, we see what others have. We get jealous at times and maybe even envious of what others have that we don’t. Maybe we even force ourselves to get things that others have even if we can’t really afford them. The Car It was about 15-16 years ago that I found myself divorced … Continue reading The Right Price For You

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3 Things That Affect Your Mortgage Payment

If you are looking for a house to purchase, the best thing you can do to help yourself is to get pre-underwritten. I’ve written another post speaking to pre-qualification, pre-approval, and pre-underwriting. The reason pre-underwriting is important is the contract can be affected. The contract has two approval processes built into it. The first is … Continue reading 3 Things That Affect Your Mortgage Payment

Why Get More Credit?

Credit, Bad – Debt-Free, Good If you’ve read any of my previous blog posts about credit, you know that I’m not a fan of people getting all kinds of different credit. I am a firm believer that being debt-free is an amazing way to live. You never have to worry about where your money needs … Continue reading Why Get More Credit?

Saving On Mortgage Interest

How Much Interest? Last October, my wife and I were in a head-on collision with someone who was drinking and had no insurance. As a result, we ended up buying a car that needed to be financed. Still waiting on the lawyers to finish the case. We got some money for the car we had … Continue reading Saving On Mortgage Interest

Living Small

Huh? Living Small? Usually, people talk about living large. Unfortunately for most people, forcing ourselves to live large puts us in financial situations we regret later. Being married to a United Methodist pastor and being on disability myself, keeps us from living beyond our means. When we were first married, we had some issues juggling … Continue reading Living Small