Honoring Our Military

Military - Peace Flag

Thank You

Thank you for your service to our country.

Thank you to your family who has sacrificed their lives as well as you served.

Thank you for those who gave the ultimate sacrifice for people they don’t even know.

Thank you for putting yourself in harm’s way for us.

Thank you for moving every few years, up-ending your family to get to a new duty station either in the United States or anywhere else around the world where you are needed.

Thank you for taking those temporary duty stations without your family because the area was too dangerous to have them near.

Thank you for the deployments you went on where you were gone from your family for anywhere from three months to a year.

Thank you for the thankless efforts you provide for some who don’t respect any of that but you do it anyway.

Thank you.

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Let Us Honor You

As a Realtor® with Ebby Halliday, REALTORS® there is an opportunity to offer a thank you to you for your service through a program called “Military on the Move.”

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This program offers rebates to those who have served our country, when they purchase a home in Texas. For information on the extent of those rebates, email me and I can send you a brochure about the program and the range of rebates available.

My partners at Texas Premiere Title have also generously offered to waive their title fees for active duty military and veterans. That’s a considerable savings when purchasing a home.

Military - Ship Mast

There’s More

I have a standard giving offer from every transaction I am involved with regarding the sale or purchase of a property, that I will give $200 to Agape Resource & Assistance Center, Inc. Agape is an organization that offers housing for women and their children who are escaping domestic violence situations and find themselves homeless. There holistic approach allows these women and their children to rebuild their lives.

Let’s make a deal today!

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New Construction: Where to Look

The Pros of New Construction

Let’s face it – new homes are nice. No one has lived in them before you. If you are involved in the actual construction process, you get to make it like you want it. Even if you aren’t there are many upgrades a builder will place in a spec home that are really nice.

Here are a few things that are nice about a new construction:

  • The latest gadgets are installed
  • Insulation is the best to date
  • They are wired for the latest technology
  • Light fixtures are modern
  • Some are even built in master plan communities

The Cons of New Construction

New construction homes are really nice but there are some things to consider

  • It may take years to finish out the neighborhood. That means constant construction.
  • The first years on the home may be met with unexpected repairs
    • Sometimes construction items are not done correctly. I had a situation where the main water line at the meter was not properly glued and had separated causing a big water leak.
  • Home values can change dramatically. The market is always moving and in particular, the Dallas area seems like it will continue to go up for a while.
  • Taxes go up. Typically, when you purchase a new construction home, the property is taxed for the land value the first year. The second year, there is a huge increase in taxes. It’s the same for the third year and then market value drives the taxes. This can increase your mortgage payment by hundreds of dollars.
  • Trying to sell can be limiting. Who’s going to pay more for your house than the next new house being built in the neighborhood? If you have a new construction home build in 2011 and the neighborhood does not get finished until 2015, the newest house may have more modern conveniences built-in which can make them more attractive.

It’s Your Choice

What is the most important thing to you?

Only you can decide based on the knowledge you gain in the process. The more knowledge you can acquire, the better the decision you can make.

If you want to search for a new construction home, check the link below for a site that will help you locate new builds in your area. Then reach out to me and let’s make a deal.

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Renting When You Want To Buy?

Problem!

Rental House

You Don’t Have the Down Payment?

So you want to buy a home?

You’re spending as much on rent as you would be by owning your own home. Maybe you only need a few months and you’ll have enough for a down payment through FHA.

Solution!

Home Partners of America

Work with me and my partner agency, Home Partners of America and we may be able to get you into the home of your dreams while you work on that down payment. Here’s the three-step process:

  1. Get pre-approved. Email me for the specifics of what it takes.
  2. Work with me to find your ideal property that is on the market for sale. Home Partners of America will purchase the home and rent it back to you.
  3. Save up your money for a down payment while you rent that home and purchase it from Home Partners of America when you are ready. No need to worry about breaking a lease. They will waive that if you buy the house.
  4. Decide you don’t want the house after all? No problem. You can finish your one year lease and leave. No problems. No hassles.

Next Step

Patrick O'Connor

Email me to receive a brochure about the program. Then call me to set an appointment, go over the whole thing, get you pre-approved, and start looking for your ideal home.

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Problem!

Credit problems?

Home Partners of America can work with you if your credit score is above about 550. Even if you have had issues in the past, Home Partners of America may be able to work through those issues and get you approved anyway. It’s not a guaranty but may be worth a shot to find out.

Solution!

Home Partners of America

Work with me and my partner agency, Home Partners of America and we may be able to get you into the home of your dreams while you work on that down payment. Here’s the three-step process:

  1. Get pre-approved. Email me for the specifics of what it takes.
  2. Work with me to find your ideal property that is on the market for sale. Home Partners of America will purchase the home and rent it back to you.
  3. Save up your money for a down payment while you rent that home and purchase it from Home Partners of America when you are ready. No need to worry about breaking a lease. They will waive that if you buy the house.
  4. Decide you don’t want the house after all? No problem. You can finish your one year lease and leave. No problems. No hassles.

Next Step

Patrick O'Connor

Email me to receive a brochure about the program. Then call me to set an appointment, go over the whole thing, get you pre-approved, and start looking for your ideal home.

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Problem!

I just went through a divorce and need to sell my existing home

Divorce can be tough. No one really wins. It’s hard enough getting a divorce but then having to sell the home you lived in adds even more stress.

Home Partners can work with couples who are in this situation. Get with me to find out how we can sell your existing home and get one or both of you into your own house. Selling your existing home requires both parties in most cases but not the buying part. Home Partners of America will work with you while you are selling the existing home so you aren’t worried about where you are going to live.

Solution!

Home Partners of America

Work with me and my partner agency, Home Partners of America and we may be able to get you into the home of your dreams while you work on that down payment. Here’s the three-step process:

  1. Get pre-approved. Email me for the specifics of what it takes.
  2. Work with me to find your ideal property that is on the market for sale. Home Partners of America will purchase the home and rent it back to you.
  3. Save up your money for a down payment while you rent that home and purchase it from Home Partners of America when you are ready. No need to worry about breaking a lease. They will waive that if you buy the house.
  4. Decide you don’t want the house after all? No problem. You can finish your one year lease and leave. No problems. No hassles.

Next Step

Patrick O'Connor

Email me to receive a brochure about the program. Then call me to set an appointment, go over the whole thing, get you pre-approved, and start looking for your ideal home.

Keep In Mind

You only get one shot at this program. Once you get into a home, if you decide to leave after the lease period, you won’t be able to use the program again on another home. Therefore, it’s really important to take the time to look for the home you want in the process. The beauty of it is that if you decide it really isn’t the home for you, you can get out of it.

One final thing

If the market tanks like it did in 2008 and the house is now worthless, simply finish your year lease and move on to another property. Hopefully, we won’t have to worry about issues like that.

Frustrations When Selling Your Home – Part 3

Who’s ready for more?

Don’t start reading here. If you missed the previous posts, they are titled Frustrations When Selling Your Home – Part 1 and Frustrations When Selling Your Home – Part 2. Read them and then come back for even more frustration.

But I like it!

When I was living in my first house, I was raising kids and wanted them to “own” their rooms. One of my daughters decided she wanted to paint her room “Tiggeriffic Orange.” It has got to be the brightest orange available. When the light was on in her room at night, from the outside, it looked like the room was engulfed in flames. Other kids’ rooms in the house were painted with blue. However, they also wanted feathered paint of a different color throughout. Finally, the playroom had murals that covered the entire room complete with flowers, clouds on the ceiling and a bright yellow sun in one of the corners.

Home Paint Colors

It would take someone really special to buy the house that way. Before selling it, I painted the whole house in earthy, soothing tones. It’s what most people expect. Besides, it gives the house a neutral look so that people coming in can start to envision their idea of what the house would look like with their added touches.

Why does my REALTOR® want me to change the price?

It’s really frustrating when you have an idea of what your house is worth and someone else comes along and tells you the price is not realistic if you want to sell your house. REALTORS® have experience figuring out the best price for your property so that it doesn’t sit on the market for months and months. Sites like Trulia and Zillow don’t help a whole lot because their pricing can be radically different than what the market says it is worth.

Home Paint Colors

There are a lot of factors that go into the price of your home and one of the biggest one’s is what other houses, comparable to yours, have sold for in the last three months.

Sure, you can find a REALTOR® who might promise that they can sell your house for more than someone else. I would challenge you to look at other houses they have sold and see how long they were on the market. Also ask them about the houses that didn’t sell and why.

Some final thoughts

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Sometimes, there are things associated with your home that you cannot do anything about. This can be really frustrating like when they installed high power lines right behind your house two years after you bought it. Maybe it is because that empty field behind your house is suddenly a shopping mall or a natural gas fracking system. Although there is nothing you can do about that, if you take some steps to make reasonable upgrades and show the house in its best light, the right buyer will come.

Conclusion

Thanks for joining me on this frustrating journey. In my opinion, if you stick with these ideas and the time your house is on the market could be shortened. If you have any questions, contact me or visit my business page.