Net Worth – The Basics

What is Net Worth? Net Worth in its basic form is when you take the value of the stuff you have and subtract the amount you owe to others. For example, if you have a house and the market value of the house is $150,000.00 but you still owe $100,000.00 for the mortgage, then your … Continue reading Net Worth – The Basics

Can You Save Money By Spending More?

Spend more and save? Is it possible to save money by spending more? I would have to say yes. Here’s why. I can go to a low cost store and buy some shoes. The shoes look good and probably match shoes that are purchased in a higher end store. However, after three months (assuming frequent … Continue reading Can You Save Money By Spending More?

Overdraft Protection?

Overdraft protection on your checking account/debit card Banks are constantly looking for ways to get more fees out of you. Ever since the collapse of the banking system and housing market, they have been adding fees for just about everything it seems. One of the things they want you to do to keep you from … Continue reading Overdraft Protection?

Living On A Prayer

Grocery list for broke people I remember a time when I ran out of money a week before I was going to get paid again. I ate what little food I had but it was nowhere near enough to make it through the week. I paid a big price for it. I borrowed $20 from … Continue reading Living On A Prayer

Financial Year – 2015

It’s 2015! It is ten days into 2015 and we have a lot to do to be ready for the coming commitments for the year. I’m not real happy with resolutions as you can read in the post Are Resolutions A Waste Of Time. Having said that, there are still a lot of things that … Continue reading Financial Year – 2015