What Do You Value?

Perplexing Questions How do we define success? What is the American Dream today? What does it mean to be rich? What are the things we value most? I’ve been questioning a lot of things lately. Mostly it is due to some of the stuff I am hearing in school Yes, school. If you have read … Continue reading What Do You Value?

When Is It Time To Invest?

It Depends… Some would say that the earlier, the better. I agree fully. If you can start saving money towards retirement beginning when you are 20 years old, that is a whole lot better than starting when you are 55. However… If you have tons of debt, then does it make sense to save as … Continue reading When Is It Time To Invest?

Site Update

So - I finally figured out how to update the menu so that I can use this blog for other things besides just finances. Not to worry! I will still be posting to the Practical Personal Finance blog weekly. This just allows me to add additional things that I am working on as well. If … Continue reading Site Update

What Are You Waiting For?

What Are Your Excuses? I would like to be financially secure. I am in school full-time. I’m on medical disability. I have limited income because of it. I don’t feel good. I’m tired. I have no time. I’m not any good at that – whatever “that” is. I need more education. My family doesn’t think … Continue reading What Are You Waiting For?

Are You An Indentured Servant? Part II

Last week I wrote about payday loans. Something new for this week. The New Game In Town Now there is a new game in town that is potentially even more dangerous than the payday loans. It is called the employer loan. It’s similar to a payday loan except that it is treated like a real … Continue reading Are You An Indentured Servant? Part II